Others regulate interest rates, or have general regulations regarding taking a post-dated check, and the length of time a check can be held. But in states where such loans are legal, and pika quick loans windhoek unregulated, (like South Carolina) payday lenders are thriving, and they are cashmax payday loans issue in many bankruptcy cases. For the most part, payday loans arent treated any differently in bankruptcy than any other unsecured loan.
The fact is that a post-dated check basically takes the place of a promissory note. Many of my clients, however, worry that they will be arrested for passing a bad check, and many payday lenders encourage that belief.
But writing a post-dated check to a payday lender is different from passing a bad check at the grocery store. When you go pay for goods or services with a check, you are representing that there are funds in the bank to pay the check.
Make your loan payment your priority before spending money elsewhere. Your lender wont penalize you for paying more than the agreed upon amount or for paying off your loan early. By following these suggestions, you can redirect your money towards repaying your loan and get out of debt faster.
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