Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps.
If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction.
You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice. This website is not an offer to lend.
Payments should take your future earning potential into account. A plan that exceeds your budget is a ploy to extract extensive fees over time. While payment flexibility is not common with payday loan companies, some alternate options are available. Extensions are often offered with increased interest charges. Payments made on time look good on your credit report and keep fees to a minimum.
These loans work best when they are paid back in a timely manner. They are not designed to last long-term. Title loans may be set up on a longer payment schedule, however, prompt payment reduces the interest. Inquire about extensions and other flexible options in case you need more time on a future payment. Be Realistic.
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