ETaxLoan had said it was a secure site, but now, many different companies had my application - and, presumably, my personal information. It turns out there's a huge online bidding personal loan details in citibank for such loans.
ETaxLoan isn't a lender at all, but something called a lead generator. It finds potential customers, then passes them on. When I tried to contact eTaxLoan to learn more, I might as well have been looking for the holy grail.
The company's customer service line connected to a recording that said "due to an overwhelming response to great loans," it could not take calls. The site lists an address in Delaware - but the company isn't at that address.
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Basically, OFWs or Seaman are required to submit different requirements when applying. Take heed of these requirements. Metrobank Loan Requirements.