We didnt include any of those lenders on our lineup. How We Tested. Because every state regulates payday loans differently and each lender operates in different states, theres no one-size-fits-all pricing.
Some states have limits on how much a payday lender can charge, some have no limits and some have enough regulations in place that payday lenders dont operate in them.
This makes evaluating lenders on their rates difficult. With that in mind, we looked for the highest and lowest fee each lender charges. This gives a good baseline for how much you can expect to pay and how these lenders approach state regulations, especially in the states with no regulations.
The fees we list apply to a 100 loan for a 14-day period. Often, you see APRs listed for payday loans as high as 600.
Accept and get funds. How our loans work. You apply online. Its easy to apply for a cash loan online. You can use your computer, smartphone or tablet. It only takes 5 mins.
Every inquiry received is handled with care and speed. Your Loan, Your Business. We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.
Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help. Important Disclosures.