Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. We cannot guarantee any APR since we are not a lender ourselves. An APR can generally run between 6 up to 35. Loan products general have a amegy bank personal loan minimum repayment term and a 84-month maximum repayment term.
Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
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What are the requirements and eligibility for personal loans. To be eligible for a cash loan in the Philippines, you: Must be a resident of the Philippines with a valid Philippine billing address Must be at least 21 years of age or older Must have an annual income that meets the requirements of the chosen personal loan provider Must have a postpaid landline or a postpaid mobile phone under your account Must have a Tax Identification Number (TIN) and SSSGSIS No.
Personal Loans interest rates and fees. Depending on the bank amegy bank personal loan financial institution you apply with, interest rates personal loan for everyone range from 1 to 3.
Moreover, some banks charge an additional fee for the processing of your application. The processing fee varies from P1,000 to P2,000, depending on the lender.